We’re here to help.
What We Do
We make it easy to evaluate your Medicare plan options. Choosing healthcare coverage is an important decision that impacts your health, finances and lifestyle. But without help, it can be confusing and frustrating to understand which Medicare options or combination of coverage will work best for your personal healthcare needs and budget. We work closely with you to:
- Assess your specific needs including healthcare requirements, your doctors, prescriptions and budget
- Identify available Medicare plans in your local area that best fit your specific needs
- Help you understand the complex issues of Medicare, such as the “donut hole” and coordinating benefits when you’re still working
- Provide enrollment assistance in most Medicare plans of your choice
- Conduct annual reviews of your plan and related options during open enrollment
- Serve as a resource through one on one meetings or education events hosted every six months
Managing health-related costs and maintaining your benefits and coverage can be confusing during a time of transition. We consult with you about your medical and financial needs and explain your healthcare coverage options. We help determine if you’re eligible for Marketplace, Medicare or Medicaid coverage. Our goal is to help you make a more educated decision about choosing healthcare coverage that’s right for you. Here’s how we can help:
- We assess your personal needs
- We determine your eligibility for Marketplace, Medicare or Medicaid
- We review available coverage options
- We provide an overview of benefits & results
Choosing a Medicare plan that’s right for your needs and budget is challenging. There are so many options to consider, including Medicare (Parts A and B), prescription drug plans (Part D), supplemental or Medigap plans and Medicare Advantage plans (Part C). We are knowledgeable about all aspects of Medicare and help you identify the kind of Medicare coverage and plan you need. Here’s how we can help:
- We assess your individual needs & budget considerations
- We research available options & analyze quality ratings
- We help you enroll in the plan of your choice
- We meet annually to review of your coverage & changes
Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities and people with End-Stage Renal Disease. There are different parts of Medicare help cover specific services:
Medicare Part A (Hospital): Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical): Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
A type of Medicare health plan offered by a private company that contracts with Medicare. Medicare Advantage Plans provide all of your Part A and Part B benefits. Medicare Advantage Plans include:
- Health Maintenance Organizations
- Preferred Provider Organizations
- Private Fee-for-Service Plans
- Special Needs Plans
- Medicare Medical Savings Account Plans
If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan. However, Medicare services aren’t paid for by original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.
Medicare Part D (prescription drugs)
Part D adds prescription drug coverage to:
- Original Medicare
- Some Medicare Cost Plans
- Some Medicare Private-Fee-for-Service Plans
- Medicare Medical Savings Account Plans
These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.
Medicaid is a federal and state program that provides health coverage for certain people with limited income and assets. Each state runs different Medicaid-funded programs for different groups of people, including older adults, people with disabilities, children, pregnant people, and parents and/or caretakers of children. States also provide Medicaid programs for people with limited incomes and assets who need nursing home care, long-term care services, and home health care services.
Generally, your income and assets must be below a certain amount to qualify, but this amount varies from state to state and from program to program. You are eligible for Medicaid if you fall into an eligible group and meet that group’s respective state financial eligibility requirements.
|Traditional Broker||The Gleason Group|
|Assess Your Medicare Needs|
|Identify Available Plans|
|Review Available Coverage Options|
|Help You Understand Your Options|
|Provide Enrollment Assistance|
|Annual Coverage Reviews|
|Serve as a Future Resource|